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IMPORTANT! Please read the following Terms and Conditions carefully before you use any service provided. This is a legal agreement between you (“you” or “user”) and us and states the material terms and conditions that govern your use of Steve Nguyen & Associates, Inc. (as defined below). This agreement, together with all updates, supplements, additional terms, and all of Company’s rules and policies collectively constitute and shall be referred to as the “Agreement” between you and Steve Nguyen & Associates, Inc. By accessing and/or using the Products, you agree to be legally bound by this Agreement. If you do not agree to the terms of service and conditions of use stated herein, please immediately leave this site or application.


This website is operated by: Steve Nguyen & Associates, Inc. (“Company” or “we”, “us”, or “our”). Your use of this website (the “website”) is subject to the following terms and conditions of use (the “Terms”). These Terms apply to all of the websites operated by Company (unless a different Terms of Use policy is provided on a particular site, in which case such different policy shall control). You agree to these Terms by accessing this website and/or by accepting any information from this website. We reserve the right in our sole discretion to modify, alter or otherwise change these Terms and you agree to be bound by such modifications, alterations or changes. We will post changes here, so check back periodically.


You can determine when the Terms were last revised by referring to the “last updated” reference at the end of the Terms. Your continued use of this website after the posting of any change in the Terms shall constitute your acceptance to be bound by any such changes. Please also review the website’s Privacy Policy.


The information and features included in this website have been compiled from a variety of sources, are for informational and entertainment purposes only and are subject to change at any time without notice. By accessing or linking to this website, you assume the risk that the information on this website may be incomplete, inaccurate, out of date, or may not meet your needs and requirements.





Welcome to the Company! You are reading these Terms and Conditions because you are using a Company  website, digital experience, social media platform, mobile app, or one of our other products or services, all of which are part of Company’s products (“Products”). You may access the Products through a computer, mobile phone, tablet, console, or other technology, which may be referred to herein as a “Device”. Your carrier's normal rates and fees apply to your Device. Products may offer content, features, functionality, and other information and services including, without limitation, viral, embeddable or application/device-based features and related technology, also when accessed via the Internet, mobile or other devices (collectively, "Services"). These Terms and Conditions govern your use of the Products and Services and are a condition to your use of the Products and Services.





By using the Products and Services, you accept these Terms and Conditions. If you do not accept these Terms and Conditions, you may not use the Products and Services. Company reserves the right to amend these Terms and Conditions at any time without prior notice. An up-to-date version of these Terms and Conditions will be available on the website designated by Company, and any changes will come into effect immediately upon posting. By continuing to use the Products and Services, you agree to any amended Terms and Conditions.


Company reserves the right, at our discretion, to change, modify, add, or remove portions of these Terms and Conditions of use at any time. Please check these Terms and Conditions periodically for changes. Your continued use of the sites following the posting of changes to these terms of use will mean you accept those changes. Please note, additional terms and conditions may apply to the purchase of products, such as shipping and return policies.





Except for User Content (defined below), all of the content on the Products and Services - including text, software, scripts, code, designs, graphics, photos, sounds, music, videos, applications, interactive features, articles, news stories, sketches, animations, stickers, general artwork and other content ("Content") - is owned by or authorized for use by Company or others it licenses Content from, and is protected by copyright, trademark, patent and other laws. Company reserves all rights not expressly described in these Terms and Conditions. All trademarks, service marks and trade names are owned, registered and/or licensed by Company or its affiliated entities. You do not acquire a license or any ownership rights to any trademarks, service marks, or trade names through your access or use of the Products or Services or Content. You agree not to change or delete any ownership notices from materials downloaded or printed from the Products or Services. Solely to the extent Company approves the download or use of Content comprised of copyrights or copyrightable works, Company grants you a limited, personal, non-transferable, non-sublicensable, and revocable license to access and use such copyrights or copyrightable works solely for their intended purpose and solely for as long as Company makes such Content generally available to the public. You do not acquire any ownership rights in the Content (including any trademarks or other intellectual property included in the Content), and all such Content is intended for personal, informational and non-commercial use only. Company reserves the right to monitor your use and to alter or revoke this license or your access to the Content at any time and for any reason. Company  reserves the right to take down any Content in violation of these terms or Company’s intellectual property rights. Company allowing you this limited use does not constitute a waiver of any of Company ’s rights to the Content. Outside of the specific usage rights which may be granted to you by Steve Nguyen & Associates, Inc. in connection with the Products and Services, you agree not to use, copy, edit, translate, display, distribute, download, transmit, sell, create derivative works of, or in any way exploit any Content, including User Content (unless it is your own User Content that you legally post on the Product or Service), without Company’s prior written consent. Unauthorized use of the Content may constitute a breach of copyright, trademark, intellectual property, or other laws and may subject you to criminal or civil charges and penalties.





User Content License. Some parts of the Products and Services may allow you to post photos, videos, comments, and other content, which Company refers to as “User Content.” Company is not responsible for User Content others post on the Products and Services, but you agree not to post any content which may be deemed inappropriate, immoral or illegal. User Content is owned by whoever created it, but when you post User Content you license it to Company as described below: You represent that you have the right to post your User Content, and you grant Company a non-exclusive, perpetual, transferable, sub-licensable, royalty-free, worldwide license to use any of the User Content that you post on or in connection with the Products and Services, including the likeness of any person that appears in the User Content, or any of the concepts or ideas contained in the User Content, for any purpose, including commercial use, which includes the right to translate, display, reproduce, modify, create derivative works, sublicense, distribute and assign these rights. Company may, in its sole discretion, remove any User Content at any time. You understand that deleted User Content may persist in Company’s systems and on the Products and Services to the extent your User Content has been publicly posted or shared with others who have not deleted it, unless you or the relevant individual request deletion or blocking of personal data in accordance with applicable law.


License to use comments, feedback, and ideas. You understand that any comments, feedback, or ideas you send us are provided on a non-confidential basis and you grant to Company a perpetual, worldwide license to use all comments, feedback and ideas you may share with us, without notice, compensation or acknowledgement to you, for any purposes whatsoever, including, but not limited to, developing, manufacturing and marketing products and services and creating, modifying, or improving products and services.





By using the Products and Services, you hereby warrant that: (i) all information contained in any submission by you is either owned by you or rights have been granted to you, permitting you to disseminate the information as set forth in these Terms and Conditions; and (ii) the information contained in any submissions by you does not infringe on the intellectual property rights of others, including but not limited to, copyright, trademark, patent, or trade secret rights. You accept full responsibility, assume all risk, and waive and/or release Company and any of its affiliated entities from any direct or indirect loss, injury, claim, or damage arising from your use of the Products and Services, whether or not such use was appropriately supervised and regardless of whether you were negligent in such use. By using the Products and Services, you attest and verify that you are physically and mentally able to use the Products and Services, and knowingly accept and are fully aware of all risks associated with their use.





From time to time, Company may link to or partner with third-party websites, social media platforms, mobile apps, and other products and services (“Third Parties”). You may be able to connect with these Third Parties through the Products and Services, but this does not mean Company endorses, monitors, or has any control over these Third Parties or their activities, which are subject to separate terms of use and privacy policies. You should carefully review any Third Party’s sites and terms of use and privacy policies. Company is not responsible for the content, policies, or activities of Third Parties and you interact with Third Parties at your own risk.


You shall not use Company’s name or any language, pictures or symbols which could, in Company’s judgment, imply Company’s endorsement in any (i) written, audiovisual or oral advertising or presentation, or (ii) audiovisual material of whatever nature, product, service, brochure, newsletter, book, or other written material of whatever nature, without prior written consent.





User Interactions. To the extent allowed by applicable law, Company is not responsible for your interactions with other users of the Products and Services or any damage or harm you may experience because of these interactions. Company is under no obligation to become involved with any user dispute, but may do so at its own discretion.


Warranty Disclaimer. Company is not making any promises of any kind, including about the Products or Services accuracy, adequacy, usefulness, reliability, or otherwise. TO THE MAXIMUM EXTENT ALLOWED BY APPLICABLE LAW, COMPANY IS NOT RESPONSIBLE OR LIABLE FOR ANY USER CONTENT POSTED ON THE PRODUCTS OR SERVICES. The Products, Services, and Content are provided "AS IS” and without warranty of any kind, either express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, and noninfringement. Company  does not guarantee that the Products, Services and Content will be uninterrupted or error-free, that any defects will be corrected, or that the Products, Services and Contents are free of viruses or anything else which may be potentially harmful. To the fullest extent permitted by law, Company disclaims all warranties, express or implied, regarding the Products, Services, Content, and User Content you may obtain or access, including, but not limited to, implied warranties of title, merchantability, fitness for a particular purpose, and non-infringement. You are solely responsible for any damage to your Device resulting from accessing the Products and Services, to the extent applicable law does not provide otherwise. Company does not guarantee any results.


Company makes no warranties or representations regarding the information or content contained on the website and/or application, and specifically disclaims any warranty as to the suitability, reliability, timeliness or accuracy of the information or content contained on the website and/or application for any purpose. Company does not warrant that the functionalities contained in the Content will be uninterrupted or error-free, that defects will be corrected, or that the sites or the server that makes such Content available are free of viruses or other harmful components. Company does not warrant or make any representations regarding the use or the results of the use of the Content in terms of their correctness, accuracy, reliability, or otherwise. you (and not Company) assume the entire cost of all necessary servicing, repair, or correction. to the extent applicable law does not allow the exclusion of implied warranties, the above exclusion may not apply to you.


Under no circumstances shall Company or any of its vendors be liable for any damages that result from the use of or inability to use the Company websites and/or applications, including but not limited to reliance by a user on any information or content obtained from Company’s websites or applications that result from mistakes, omissions, interruptions, deletion of files or email, errors, defects, viruses, delays in operation or transmission, or any failure of performance, whether or not resulting from acts of god, communications failure, theft, destruction, unauthorized access to Company’s records, programs, or services, or otherwise. user hereby acknowledges that this disclaimer and limitation of liability shall apply to all content, merchandise, and services available through the websites and/or applications.


In no event shall Company or any affiliated Company entity or individual, licensor or vendor be liable for any indirect, consequential, special, incidental or punitive damages arising out of your access to, or use of, the websites, Services, Products and/or Content, whether in a contract action or based on negligence, or other tort action, or any other claim whatsoever, even if Company or a Company authorized representative has been advised of the possibility of such damages. To the extent applicable law does not allow the limitation or exclusion of liability or incidental or consequential damages, the above limitation or exclusion may not apply to you. In no event shall Company’s aggregate liability to you for all damages, losses, and causes of action whether in contract, tort (including, but not limited to, negligence) or otherwise arising out of the agreement and your use of the websites, applications and the content exceed the amount paid by you for any content purchased by you on the sites or the amount paid by you, if any, for accessing the websites and/or applications.





You agree to defend, indemnify and hold Company, its parent companies, subsidiaries, affiliates, successors, directors, officers, employees, service providers, and agents from any and all liabilities, costs, and expenses, including reasonable attorneys’ fees, related to any violation of these terms by you, or in connection with the User Content and/or your use of the Products, Services, Content, User websites or applications or the Internet or the placement or transmission of any message or information on the websites and/or applications by you.


If you registered as a member of a website and/or application, you are entirely responsible for any and all activities that occur under your account and agree to indemnify, defend, and hold harmless the above-mentioned parties for any liability or expense arising from such use or misuse. You agree to immediately notify us of any unauthorized use of your account or any other breach of security known to you.





Neither Company nor you shall be responsible for damages or for delays or failures in performance resulting from acts or occurrences beyond their respective reasonable control, including, without limitation: fire, lightning, pandemic (inclusive of the COVID-19 global pandemic) explosion, power surge or failure, water, acts of God, terrorism, cyberterrorism, war, revolution, civil commotion or acts of civil or military authorities or public enemies: any law, order, regulation, ordinance, or requirement of any government or legal body or any representative of any such government or legal body; or labor unrest, including without limitation, strikes, slowdowns, picketing, or boycotts; inability to secure raw materials, transportation facilities, fuel or energy shortages, or acts or omissions of other common carriers.





Company may terminate or modify any Product or Service or member program at any time without notice. Company may terminate or suspend your account, delete your profile or any of your User Content, and restrict your use of all or any part of the Products and Services at any time and for any reason, without any liability to Company, subject to applicable law. You understand and agree that some of your User Content, particularly that which is displayed in an activity feed or in other public places on the Products and Services, may continue to appear publicly even after your account is terminated, subject to your right to have your User Content removed upon request in accordance with applicable law. These Terms and Conditions remain in effect even after your account is terminated or you have stopped using the Products and Services.





Please see the Privacy Policy. Please bear in mind that Company might refuse or limit your access to the Products and Services if you refuse to accept the Privacy Policy. If you have a membership subscription and you do not accept or refuse to accept any new Privacy Policy that Company might release in the future, and that is not decreasing any of your existing rights, Company might refuse or limit your access to the Products and Services without compensating any fees paid for your membership subscription. You can still use the Products and Services once you accept said new Privacy Policy. Company will need your active acceptance only in the case it materially changes its Privacy Policy due to legal requirements or in the course of compliance procedures (for example, if it amends the types of personal data it collects from you, your rights, or change data processing purposes). For any technical or non-material changes, your continued use of the Products and Services will constitute a valid consent with such new Privacy Policy.





These Terms and Conditions, any non-contractual obligations arising in connection with them, and any litigation between the Users and Company shall be subject to US law only. These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of California. In the event that the parties are unable to informally resolve any controversy, claim, or dispute arising out of or related to these Terms and Conditions or the interpretation, performance, or breach thereof, including but not limited to, alleged violations of state or federal statutory or common law rights or duties and the determination of the scope or applicability of this agreement to arbitrate (“Dispute”), such Dispute shall be submitted to confidential final and binding arbitration pursuant to the substantive and procedural provisions of the Federal Arbitration Act and shall be initiated in the Los Angeles office of JAMS or its successor according to either the JAMS Streamlined or JAMS Comprehensive Arbitration Rules and Procedures. In no event will User have any right or remedy in equity, including, without limitation, any right to terminate these Terms and Conditions, or any right Company maintains in accordance with such Terms and Conditions, or to enjoin, restrain, or otherwise impair in any manner the material exploitation uses contemplated herein.





General age limitation. The Products and Services are not intended for children under legal age. By using this site, you agree to the Terms and Conditions presented here. By using this site, you agree that you are of legal of age or you have consent from your parent or guardian.


If you do not agree to these Terms and Conditions you may not use this Website and/or application.


This Agreement is the entire agreement between the user and Company and supersedes any prior understandings or agreements (written or oral).

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